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If you pay for your
health care with after tax dollars
it is costing you far more than you think!
What you don't know can hurt you.
What you may not realize is that you not only pay for the service, but also the unnecessary Income Tax! We have founded our company on assisting business owners to understand the health care system as it applies to them, and then we show you how to utilize the tax laws to your benefit.
You must use a unique company such as Canadian Spectrum to "broker" your plan or to be a "mediator", so to speak, between you and Revenue Canada.
As a small business owner or entrepreneur you probably often only look at the price of wages when determining the cost of hiring employees. However, when you understand your basic legal rights you will realize that by paying smarter you can save substantial amounts of money, both for yourself and your staff.
Employees of small businesses often do not realize that there are alternatives to paying the high cost of most additional health care plans either.
Online Application 
Online Claims Form
